Financial Calculators — SIP, EMI, Interest, Currency & Gold Tools

SIP Calculator

Monthly investment (₹)

Expected annual return (%)

Duration (years)

Maturity = P × [((1 + i)ⁿ − 1) / i] × (1 + i), i = monthly rate, n = months

Estimated SIP maturity value

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Invested—

Est. returns—

Illustration at a constant assumed return. Mutual funds are market-linked and do not grow at a fixed rate; not investment advice.

Lumpsum Growth & CAGR

Amount invested (₹)

Annual growth rate (%)

Years

Value = P × (1 + r)^t · CAGR = (End/Start)^1/years − 1

Projected value at a constant rate

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Growth—

Effective CAGR—

Compound growth assumed steady — real assets fluctuate. Illustration, not a forecast or advice.

Loan EMI Calculator

Loan amount (₹)

Annual interest rate (%)

Tenure (years)

EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), r = monthly rate, n = months

Equated monthly instalment

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Total interest—

Total payment—

Standard reducing-balance formula. Your lender’s schedule may add fees and rounding.

Compound Interest

Principal (₹)

Annual rate (%)

Years

Compounding

A = P × (1 + r/n)^n·t

Maturity value

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Interest earned—

Effective annual yield—

Mathematical illustration. Bank FDs apply their own day-count and TDS rules.

USD ⇄ INR Converter

Amount

Direction

Uses the same USD/INR reference rate that powers GoldNexa’s price pages (currently …).

Converted amount

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Rate used—

Rate updated—

Indicative reference rate. Card rates at banks differ by a margin.

Gold Investment Returns

Weight held (grams, 24K)

Your buy price (₹ per gram)

Compares your buy price with the current indicative 24K reference rate (…).

Current value of your holding

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Profit / loss—

Change—

Indicative market-reference rate. Jewellery resale also deducts making charges — see our rate vs jeweller guide.

Why trust a calculator you can check?

Every tool on this page shows the exact formula behind its result — the same equations banks and fund fact-sheets use.

SIP and lumpsum illustrations assume a constant return, which no real market delivers; they size a plan, they don’t promise one.
EMI uses the standard reducing-balance equation — the “flat rate” some lenders quote looks cheaper but isn’t.
The currency and gold tools use the same reference rates that power our gold rate pages, so the numbers agree across the site.
For jewellery cost with making charges and GST, use the dedicated gold & jewellery calculator.

All results are mathematical illustrations for education, not investment, tax or lending advice.